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I've been planning to share bout this for ages. It's just something that I've been practising for many years. It's a good habit and I think it may benefit us in some way.
Eversince I was a kid, I always have a record of my expenses. Maybe because my mom was a treasurer (as I recall Muslimat Kawasan), and she kept a record of all expenses. A very detailed one. I learnt that from her.
After I got married, I did the same thing. And it turned out, my hubby had the same habit... yeay... (^^)
I find by doing so, we were able to monitor our expenses. And we were able to detect unnecessary expenses. That's a good thing.
Am still doing it now, only had few things changed...like categorizing the expenses...much easier and faster than to list every single thing...
Another habit of ours, is to make a list of expenses. I have 2 lists. One is the main list which consists of all the things that we need. The other consists only the things that we need to get for the month. We do that everytime we go shopping. That way, we won't overspend. And we certainly won't mistakenly grab unnecessary things.
I've shared this with some people before. Some agreed that it's a good habit. While some other aren't so agreed. To some people, it's kinda time consuming. But for me, it's worth it. It only takes few minutes to make a list. Few minutes to save tens, or even hundreds. So, start make a list ;)
Jan 16, 2015 @ 1108 hrs